What Is a Home Warranty?
A home warranty is a service plan that covers repair or replacement costs for household appliances and systems. It's a yearly subscription, but the coverage and terms can vary depending on your chosen plan.
How Is a Home Warranty Different From Homeowner's Insurance?
While homeowner's insurance covers damage to your property and the house's structure, a home warranty focuses on protecting your appliances and systems. It's an intelligent investment to safeguard your home, but it doesn't replace homeowner's insurance. Additionally, manufacturer warranties may cover some of your home systems if you've recently purchased a new home.

Who Is a Home Warranty For?
A home warranty is ideal for homeowners who wish to shield their appliances and systems from unexpected breakdowns and repairs. It's particularly useful for those who aren't handy with repairs or lack time to handle maintenance issues. Home warranties also provide peace of mind to homeowners by covering home systems in case of unexpected breakdowns.

Why Should You Get a Home Warranty?
With a home warranty, you can avoid paying for any repairs that may arise.
Knowing that your home and appliances are covered can give you a sense of calm and security.
You only need to make one phone call to your home warranty provider for repairs.
A home warranty works alongside your standard homeowner's insurance for added convenience.
A home warranty saves you money on repairs and replacements.
Having a home warranty can increase the value of your home.
New Jersey residents: The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.